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The Legality of CBD in Germany

On March 3, 2017, an amendment to Germany’s narcotics law came into effect, which paved the way for CBD to become legal.  CBD can now be sold legally in pure forms, such as CBD extract or isolate. According to the Federal Institute of Drugs and Medical Devices, CBD products can be traded for commercial and scientific purposes, so they can be sold for medical or recreational use.

There are two important points regarding hemp (lat. Cannabis sativa), the raw material used in the manufacture of CBD products. It must have been grown from certified seeds in countries of the European Union (EU). A CBD product legally traded in Germany also must not contain more than 0.2% of THC (tetrahydrocannabinol, the 0.2% THC threshold rule is also enforced in almost all other EU member states.

CBD Zahlungsabwicklung

Payment Processing Challenges for CBD in Germany

Finding a secure and stable CBD merchant account can be a significant challenge for business owners in Germany. Companies selling CBD products are considered high-risk, which requires a specialized merchant account and payment processor. In Germany many CBD merchants cannot find a payment processor to accept their business or find themselves being terminated by their payment processor shortly after being approved.

CBD merchants that manage to find a payment processor that won’t terminate them, typically only have the ability to accept Visa and Mastercard credit cards and don’t have the option to offer other alternative payment options that are preferably used by German consumers.

Another challenge CBD merchants face is finding a solution that is compatible with their shopping cart provider or payment gateways that can offer custom integration options. Having the proper integration is important to ensure a better customer shopping experience and a higher conversion rate of sales.


The CBD Payment processing solution in Germany


With over 20 years of experience in the high-risk payment processing space, Capital Pay can offer a comprehensive and sophisticated payment processing solution for CBD merchants in Germany and the rest of Europe

Accept payments online and offline

We work with an omni-Channel payment gateway, which allows your shop to offer its products online, via mobile, direct at point of sale and give you access to 350+ payment methods worldwide.

Secure payment gateway

Our payment gateway solution is integrated with the leading eCommerce and CRM Systems and includes advanced fraud protection and risk management tools.

Alternative Payment Methods

Alternative payment methods are becoming more popular with consumers and are often preferred over credit cards, especially by German cosumers . Unlike the competitors, we offer CBD merchants access to various popular alternative payment methods such as Giropay, Sepa, Sofort, Klarna, and several others.

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We believe that just because your business is classified as high risk, that doesn’t mean your that your processing fees should be high. Our simple and transparent approach to pricing makes it easy for you to have an accurate idea of your investment and we are price ourselves on being able to match or beat any rate of our competitors.

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